WE BELIEVEDebt is dumb! Cash is king! The Joneses are broke! We work with hundreds of Dave Ramsey fans every year. Because we are Dave fans too, we share many of your beliefs about money. Our advice is based on Biblical principles such as planning for the future, diversifying your investments, and avoiding debt.COMPOUND INTEREST IS AMAZINGInvesting only $200 per month into a retirement fund that returns 10% annually will grow to over $1 million dollars in 40 years. (The example given is hypothetical in nature and for illustrative purposes only. Return assumptions do not reflect the deduction of any commissions, or fees or product charges that may apply to any particular investment. Deduction of such charges would result in a lower rate of return. Investments involve risk and may result in a loss of your principal invested.)COMMISSIONS/FEESWe offer fee-based advisory services, fee-based investments, and commission-based investment options. The choice is yours.DETAILSHere is a little about how we work with our clients. Our territory with Dave Ramsey is large. We cover a territory about the size of 10 counties. This means that for your convenience, we are available to meet you at your home, office, or a local restaurant.FREE CONSULTATIONDuring our first meeting, we will simply get to know one another. We will get to know more about you and your situation and you’ll get to know more about us, our investment philosophy, and how we work with our clients. At the end of the meeting we should each have enough information to determine if we wish to move forward. There is no charge for this meeting.